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Dennis Spingola, CFP®, MBA


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SpingolaBioweb525 Third Street

Beaver, PA 15009

Tel: (724) 683-3400

Fax: (724) 683-3401





Dennis Spingola, CFP®, MBA is a principal with Cottrill, Arbutina Benefit Solutions Group.


He advises business and high net worth clients on how the cost of their health benefits will be impacted by tax law changes and reform.  This vital service helps clients better evaluate risk and manage their budgets by understanding alternatives for defined contribution plans.


Dennis is affiliated with Emerson Reid & Company, the region’s largest wholesaler representing all of the major insurance carriers, with more than $2.5 billion in insured premium, 200,000 covered medical lives, and 7,200 group disability policies.


A CERTIFIED FINANCIAL PLANNER™ since 1992, Dennis previously held senior leadership roles for financial services and employee benefits companies with a territory of customers in Western Pennsylvania, Ohio and West Virginia. In these roles, he worked with insurance brokers and consultants in serving employers in the area of medical health plans and ancillary benefits.


He has built a reputation for leading and growing regional and district operations as well as for his entrepreneurial approach to achieving client investment and cost-containment objectives. He has extensive knowledge in the design and implementation of consumer-driven healthcare plans.


Dennis holds a Pennsylvania State Live and Health License, Series 6 and 65 Securities License and Pennsylvania Real Estate License.  He is a member of the National Advisory Council for Assurance Health.


Dennis received a master’s degree in business administration from Clarion University of Pennsylvania, and a double major in finance and real estate, also from Clarion.


He is an accomplished speaker in a wide range of insurance and financial planning seminars.





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