Tag Archives: Blog

The Most Important Steps That You Can Take to Combat Embezzlement in Youth Sports and Other Organizations

By:  Michele Renz If you are a parent of a school-aged child in Western Pennsylvania, you are undoubtedly familiar with the seemingly endless amount of choices of teams, clubs, associations, and groups that are available for your child to join.  For example, take sports.  Not only are there school-related sports teams – there are regional, […]

Cottrill Arbutina Cares About… Supporting Our Clients’ Charitable Initiatives

By:  Michele Renz “Cottrill Arbutina Cares About…” is a blog that highlights the employees and community service of Cottrill Arbutina. On Saturday, February 3, 2018, Cottrill Arbutina employees Vito Farelli, Katie Pagan and Shannon McVey, along with Katie’s boyfriend, Wayne Butler, represented our firm in supporting our credit union clients at the Beaver Valley Chapter […]

A New Year, A New Beginning – Implementing the HMDA Rule

By:  Michele Renz January.  The month marking the start of new beginnings – a new year of good intentions and implementation of resolutions to better yourself personally.  While you undoubtedly started strong toward your goals and still have the best intentions, the reality, at least according to one study, is that 80% of resolutions fail […]

Forming an LLC in Pennsylvania

By:  Larry Zahn One of the more popular business entities used for small businesses today is the Limited Liability Company, commonly referred to as an LLC.  Many small businesses start out as sole proprietorships, filing a Schedule C with their personal income tax return.  However, the LLC offers several advantages that make this form of […]

Exception Loan Management

By Michele Renz Written loan policies, approved by the Board of Directors and adhered to by management in practice, are of upmost importance in managing risk within a credit union’s loan portfolio. Loans approved in accordance with established internal control procedures and prescribed underwriting criteria are within the level of credit risk pre-determined to be […]